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Third-party fire and car theft insurance provides coverage when the insured hits another person's car, cau… More
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Summary: Third-party fire and car theft insurance provides coverage when the insured hits another person's car, causing damage to the other person. If a car is stolen and catches on fire, the insured will also be covered under this insurance. Contact an insurance representative about car theft insurance with tips from a financial adviser and insurance broker in this free video on car insurance.
John Pinelli is an insurance representative for Northwestern Mutual.read more
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"This is John Pinelli, financial representative, talking to you today about third-party fire, car, and theft insurance. Most car insurance companies will offer a discount car insurance that's a little bit less than your comprehensive coverage, which would cover you in virtually any type of scenario involving and accident, theft, fire, or loss. Now, what the specific third-party car theft and fire insurance does is if you hit somebody else's car, their car may be covered, in addition, bodily damage that you may have caused to the other party will be covered. However, your own individual damages would not be covered in that instance. In addition, if your car is stolen, if it catches fire for whatever reason, then your car would be covered also. But it is a way to scale back from a comprehensive auto insurance policy to still obtain the...a decent amount of coverage and cover you in the event that you do hit somebody and cause damage to their car or to the persons inside their car. And also, to protect if your car is stolen, which you have no control over, or if it catches fire. So this has been John Pinelli, financial representative, talking to you today about third-party fire, car theft insurance."
eHow Article: What Is Third-Party Fire & Car Theft Insurance?
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