How to Fill Out a Personal Check

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Filling out a personal check requires filling in each blank accurately, including the correct date, the amount in numerical form, the amount spelled out, the subject or memo line and the signature. Fill out a personal check so it will be honored at the bank with information from a registered financial consultant in this free video on personal finance.

Part of the Video Series: Personal Financial Advice
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Video Transcript

This is financial advisor, Patrick Munro, talking about how to fill out a personal check. Filling out a personal check is something that seems innocuous, but you need to make sure that you cross your t's and dot your i's so to speak, because if the check is not filled out correctly it will not be honored at the financial institution to which it is going. Then, you'll have a fee from your native bank back to handle that problem, so make sure that you fill out the appropriate date and year. This is a particular problem in the early part of a new year. Make sure that it is set up for the appropriate year. Then, you write the amount of the check in the numbered portion. You also include a written format of the interface for what that check amount is, so you write it out including the cents. Normally, you'll put a skew on the beginning and the end so that no one else can put in a dollar amount to make that check larger if it was a fraudulent activity. Make sure on the subject line, which is at the lower left part of the check, you put what the check was for. That way, when your checks come in you can balance them and reconcile your statement. And finally, make sure you sign the check in the appropriate place. Then and only then have you filled out your personal check in the correct format. This is financial advisor, Patrick Munro, talking about how to fill out a personal check.


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