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Summary: To apply for bankruptcy, hire a bankruptcy attorney, decide whether to file for Chapter 7 or Chapter 13, and get on the docket to plead the case in front of the U.S. bankruptcy court. Allow the bankruptcy lawyer to complete most of the tasks for bankruptcy proceedings with advice from a registered financial consultant in this free video on personal finance and money management.
Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and...read more
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"This is financial adviser Patrick Munro, talking about how to apply for bankruptcy. If an individual in these recessionary times, finds that there is no other way out, except for a bankruptcy route, then there are certain protocols that need to be taken care of. When you apply for a bankruptcy, you need to retain a bankruptcy attorney, and the bankruptcy attorney, will decide whether you're going to file Chapter 7, or Chapter 13 bankruptcy. These are various states of the bankruptcy, that you'll be in, depending on how big of a bankruptcy it is. The attorney, if you don't have any money, will have a way, to receive that money back from the creditors, to manage your affairs, and there are certain protocols that need to be done, when you sit down with the attorney, to make sure that this flows smoothly, and your matter will be heard in the US Bankruptcy Court, in your district. You need to apply to get on the docket, to have your matter heard, and there are various jurisprudence rules that need to be followed. You do not want to do this, and you're not permitted to do this, without an attorney. This is Patrick Munro, Financial Adviser, talking about how to apply for bankruptcy."
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Comments
ss84 said
on 9/23/2009 I found an alternative to bankruptcy in the form of an IVA. the benefits of this procedure far outweighed the benefits of filing bankruptcy. I was lucky i came across it too as i was actually searching online and about to file bankruptcy when i cam across www.applybankruptcy.co.uk. I filled in my details and soon after received a call from a lady working within the insolvency practitioners. They dealt with everything for me. I must say it is a massive weight off my shoulders. Looking forward to being debt free!!!