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Summary: Short-term health insurance is designed to cover health expenses for a limited period of time, and it is usually obtained by people trying to bridge the gap between jobs. Learn how pre-existing conditions can prohibit a person from obtaining short-term health insurance with help from an insurance representative in this free video on health insurance.
John Pinelli is an insurance representative for Northwestern Mutual.read more
"This is John Pinelli, finance representative, talking to you today about short-term health insurance. Short term health insurance is coverage that is designed to cover health expenses for a shortened period of time. This is basically coverage that will provide coverage for a short period of time and help to bridge that gap between finding jobs or potentially provide you with coverage when your job may not provide it. It is intended for a short period of time. If you are intending to purchase a short term coverage just for some sort of major medical problem you've had in the past. It's probably not going to happen. They do have exclusionary periods on pre-existing conditions that you enter into the policy with. It's important to check that out. If you want something that's going to last a long time and cover you for a while, look for some long term help insurance. If your just looking for something to bridge the gap between jobs or while your temporarily out of a job then short-term health insurance is definitely something to look into because you could be faced with potentially severe medical charges if you were not able to have this medical insurance for this short period of time, while your out of jobs. This has been John Pinelli, financial representative talking to you today about what is short-term health insurance."
eHow Article: What Is Short Term Health Insurance?
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