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About Home Equity Loans & Bad Credit
About HUD Homes
About Loss Mitigation
About Rent-to-Own Homes
Do You Need an Appraisal to Sell a Timeshare?
First Time Home Buyer Checklist
How to Apply for a Housing Voucher
How to Apply for Housing Assistance
How to Get a First Time Home Buyers Grant
How to Get Federal Housing Grants
How to Make an Offer on a House
How to Refinance a Home
How to Sell a Home by Owner
How to Sell a Home Using an Auction
How to Sell a Timeshare Property
How to Sell Your House Quickly
How to Sell Your House Without a Realtor
What Do Home Appraisers Look For?
What Is a Home Abstract?
What Is a Short Sale in Real Estate Terms?
What Is Illegal House Flipping?
What Is Refinancing a Home?
What Is Spot Zoning?
What Is the Definition of Equities?
What Is the Foreclosure Process?
What Is the Definition of a Duplex?
Where to Find the History of Your Property
You'll do a lot of looking around, go through piles of paperwork, suffer through the loan process - and th… More
Buying a home usually requires having moderate to good credit, but different states of the economy can mak… More
Buying and owning a home is the American dream. Reading this article will teach you how to shop for your n… More
A first time home buyer should have a checklist that includes obtaining a credit report, gathering income … More
Watch as a real-estate professional explains how to finance a new home in this free online video for novic… More
Qualifying as a first time home buyer generally guarantees a variety of tax incentives and special FHA loa… More
Federal housing authority, or FHA, is a federal loan given to first-time home buyers as a mortgage. Get ac… More
Contact a local real estate agent to find a first time home buyer's program to help with home loans. Learn… More
First-time home buyer loans make it easier to purchase a house if you have not owned one in the past, by i… More
Buying a first home is such an exciting time. You walk in and smell the Realtor's fresh-baked cookies and … More
To get a first time home buyers grant, contact a local government development program, fill out a grant ap… More
Incentives available to first-time home buyers include programs that offer down-payment loans, which are f… More
To inspect a home before buying, be sure to analyze the roof, floors and walls, and then hire a profession… More
Closing on the sale of the home you are buying requires meeting with your loan office to finalize loan det… More
Summary: To get a first time home buyers grant, contact a local government development program, fill out a grant application, take the paperwork to a mortgage lender and using the grant to help with the house down payment. Find out the terms of a home buyers grant with advice from a mortgage specialist in this free video on real estate.
Stetson Lowe is a mortgage expert specializing in assistance with resolving complex mortgage problems and advising both Realtors and mortgage advisers.read more
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"Hi, my name is Stetson Lowe, and in this clip, we're going to be talking about how to get a first time home buyer's grant. The best way that I advise my clients is to contact their local government development programs or community development programs. These can be found online, simply with a Google search for local community development first time home buyer grants or look in the government section of your White Pages. Once you've located your local community development programs, they're sometimes on a city level or a county level. Go in... Set up an appointment. Go in and fill out their application, and they will calculate your income and see if you qualify for their grant. If you do qualify, certain cities have geographic areas that they want you to buy a home in. Others say the whole city's open for a first time home buyer grant. Once you've been qualified, you then take the paperwork or the certificate to your mortgage lender who will then work that into your down payment with an FHA loan typically -- sometimes conventional. And that will account for either a portion or all of your required investment for an FHA loan or a conventional loan. Some cities do require these grants to be a silent second mortgage, which is repayable over or I'm sorry, which is forgiven over a period of five years -- 20 percent per year for five years. At the end of five years, if you've stayed in the home and met all of the qualification, that second mortgage will be forgiven and you won't be required to pay it back. Others is just a straight-up cash grant to you with no terms for repayment whatsoever."
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