About Personal Loan Calculators

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Personal loan calculators, or personal financial calculators, are offered by many companies on the Internet. Gain an understanding of the numbers being put into a personal financial calculator with help from a financial planner in this free video on personal loans and money management.

Part of the Video Series: Personal Loans & Financial Instruments
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Video Transcript

Hi, my name is Bill Rae. I'm with HBW of Florida. I've been in the finance field for well over twenty years. And we're going to talk about personal financial calculators, how to find them, how to use them. Well, today it's very easy to get access to calculators. All you simply have to do is go on the Internet and seek them out. Many companies today are offering use of personal financial calculators for you to plug in your numbers for. Be advised that what they're attempting to do is to get you to continue on and take whatever monies you're going to borrow from them. Could be okay, but you need to be careful as in any financial instrument of what you're signing. Financial calculators on the surface appear simple to use, simple to get you numbers, but then understanding what those numbers mean is a whole 'nother story. Many people might be amazed to know that although on the surface a twelve percent APR might look better than an eighteen percent APR but do you know the eighteen percent could actually end up costing you less money. So financial calculators are nice to use, but please understand what it is that you're signing at all times. Seek good advice. My name's Bill Rae. I'm with HBW and I'm helping you build wealth.

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