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How to Pay Off Payday Loans
Where Can I Get a Loan Without a Checking Account?
About Low APR Loans
About Installment Loans
About Loans for Personal Debt
About High-Risk Personal Loans
How to Compare Loan Rates
Where to Apply for a Personal Loan
About Unsecured Personal Bank Loans
About Consolidated Personal Loans
About Personal Secured Bank Loans
About Payday Loans
About Personal Loan Calculators
About Personal Loan Rates
About Personal Loans
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A low APR loan implies that there is either a low cost to obtain the loan, or that there is a low interest… More
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Summary: A low APR loan implies that there is either a low cost to obtain the loan, or that there is a low interest rate. Get lower interest rates by achieving good credit with help from a financial planner in this free video on personal loans and money management.
William Rae has been licensed in the insurance and financial fields for over 30 years. Rae currently runs HBW Florida, specializing in life and health insurance for small business...read more
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"Hi. My name is Bill Rae. I'm with HBW of Florida. I've been in the finance field for well over 20 years. Your question is, what is a low APR loan? Well first of all, I think we should look at APR. What exactly does APR stand for? APR means Annual Percentage Interest Rate. What this is is a figure that the government mandates that all financial institutes put on all their contracts, telling you what the total cost of the interest rate and the associated cost to get that money. So a low APR, simply to me implies, that inside that contract you either have one low cost to obtain the loan, or you have a fairly low interest rate. Low interest rates are available today, unfortunately you must have perfect credit in order to get it. So like anything else when you're signing a financial document, know what you're signing. Don't take anyones word for it, read it. And if need be, get outside or third party counseling. That's my advice. My name is Bill Rae, I'm with HBW here in Florida. And I'm helping you, build wealth."
eHow Article: About Low APR Loans
Meet Mark P Cussen, CFP, CMFC eHow's Personal Finance Expert.
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