Where Can I Get a Loan Without a Checking Account?
People without checking accounts can still get loans, often unsecured personal loans, but these will come with a high interest rate. Make sure to understand the contract before signing up for an unsecured personal loan with help from a financial planner in this free video on personal loans and money management.
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Hi. My name is Bill Rae. I'm with HBW of Florida. And I've been in the finance field for well over 20 years. Your question, is a very good question. Where can you get a loan without a checking account. In today's environment, it's going to be a tough task for most people to get loans that are reasonable, without a checking account. Standard is, you go to your local bank, you go to your local credit union, you apply for a loan, whether it be personal, business or whatever, and generally you have an account with them. But if you're in a situation where you don't have a checking account, then you have to shop around. Are they available? You bet. When you shop the Internet, there's plenty of people that will tell you they can get you what's called an unsecure personal loan. Do your research, be careful. These type of loans generally come with a high interest rate. They generally come with a lot of gotchya's in the contract. So, can you get one? Yes. Is it wise to? You be the judge. Do your homework, make sure you understand your contract. And at all times, seek good, sound advice. That's my opinion. My name is Bill Rae, I'm with HBW here in Florida. And I'm helping you, build wealth.