Hello, I'm Roger Groh at Groh Asset Management. Did Uncle Sam get you? Well, no, no, not you, but your money? Have you bought savings bonds directly from the U.S. government? Ever wonder what they're worth? How you going to find out? Well, certainly through the websites that you could Google, where you type in 'savings bonds'. There are any number of calculators that will help you identify the specific bond that you own, and the value of that bond today. Now, those are general prices. They're not actual bid prices to buy your bond, but it'll be a pretty good proxy, and if you were to look at two or three of those sites, you might see a range of a couple of dollars for the value of your bond, and perhaps you pick the middle point as a reasonable level. In the old days, you used to be able to then walk into your local bank and ask. That would just be too burdensome. It would take you too long. They're not really going to be able to help you. It's easier to go online at home, or your library, or at work, and find out. If you'd like to look for a direction for bonds in general, when interest rates go down, like they have the last couple of years, bonds generally do very well. And the U.S. bond market, including the savings bond market, has done very well. But today, interest rates are at zero, and in all likelihood, because they're at zero, the next move is going to be up. As they go up... this might be the year... but eventually, as rates go up, the value of all bonds will likely fall. So as you start to do your planning, think a little bit about what the market might look like in a year. Decide if you like that picture, and then decide if you want to buy or sell. I'm Roger Groh... Google it. Thank you for listening.