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Day Care Center Liability Insurance

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From Quick Guide: Children's Day Care

Summary: Day care centers are responsible for getting liability insurance, which can include coverage for transportation, swimming pools and other amenities on the facility grounds. Find out where day care insurance is available with advice from a day care owner and operator in this free video on child care facilities.

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By Veronica Baragas
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Veronica Baragas was born and raised in Austin, Texas, and has been working with children and families for more than 10 years. Her experience includes being a full-time nanny, live-in...read more

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Video Transcript

"Hi, my name is Veronica Baragas with mywigglesandgiggles.com and I'll like to share with you a little bit about daycare center liability insurance. Now, this is very important part of your business and it is something that you want to establish before you even open your doors. As a center you are responsible for liability insurance and basically up until the age of eighteen, a child can come back and sue you for any kind of medical issues or maybe even behavioral or mental issues as well. So, liability insurance is definitely there to cover you in the case of any kind of legal you know matter. So, one of the places that I have gotten my insurance with is DCI which is basically daycare insurance. You can find them with childcareinsuranceservices.com and basically I'll just give you a little quick view of kind of what it is that you're going to be looking for. Basically, it'll say you know what type of insurance that you're looking for and then also if you are adding like vehicles if you know transportation, swimming pools things like that. So, you can definitely pick the plan that you like and then add on whatever extras there are. There are plenty of insurance places out there that you can go with. I would recommend DCI. They worked really well with me and it's just really important to establish this and make sure you're covered in every aspect. So, make sure it's on the top of your list to do when you're opening your center."

eHow Article: Day Care Center Liability Insurance

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