Best Mental Health Insurance

Video Transcript

"Okay. So your existing health insurance may cover you for mental health conditions -- anything from anxiety, stress, nervous disorder, depression, et cetera. And it will...it will cover typically therapy sessions with a therapist -- usually 20 to 30 sessions -- covered medications, and things like that to help you get past your depression, anxiety, whatever your mental condition may be. An important thing about this is a lot of people are concerned about having their medical records disclosed or information kind of leak out, but it's very conservative and very closely held information that is not given out to anyone, so it's all confidential and the information will not get past your insurance company and the doctors that you go see. Now, like I said, most health insurance coverages that you have will have a provision that will cover some sort of mental health issue. Now, for other types of mental health issues other than the ones I mentioned, which may be more long-term, such as Alzheimer's -- that may require a different type of policy, such as long-term care to cover for the event that you would need to be cared after on a long-term basis. But if you're able to function on your own and just have something like anxiety or depression, your health insurance coverage that you have will typically cover it. But it is important to check into that, and you may want to add that on as a provision or a rider within your individual policy."