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Summary: The best way to stop foreclosure without going bankrupt is to make that back payments that are owed. Talk with a lender to try to come up with a repayment plan with help from a certified family mediator in this free video on bankruptcy and foreclosure.
Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. He is a certified family mediator and Florida Supreme Court-certified civil...read more
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"You may have lost your job or suffered a setback with a reduction in pay, or reduction in force, or reduction in hours, or something of that nature, and now you are getting behind in your mortgage payments and there's talk of foreclosure, and you don't know what to do. You certainly don't want to go bankrupt, but you don't know what other options you have. Hello, I'm Robert Todd, and I'm here to answer the question how to stop foreclosure without going bankrupt. Well, the most obvious answer is, of course, to make the back payments that you've fallen behind. But generally speakin' speaking, if you haven't made the payments there's been a financial reason for not doing so. You may want to consider talking to the lender to see if you and the lender can come up with a repayment plan that gives you some time to make up those back payments while still making the current payments, or in some instances, you may want to consider refinancing. Now, sometimes it's difficult to refinance when the market in general is trying to refinance, but this is certainly an option. But, remember that ultimately you're going to have to make up those back payments somehow, and you're going to have to stay current with the current payments. I'm Robert Todd, and thank you for watching."
eHow Article: How to Stop Foreclosure Without Going Bankrupt
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