How to Get Student Loans for People With Bad Credit

Video Transcript

"Hi, my name is Brooke Kramer, and I'm a financial aid officer with Argosy University in Salt Lake City, and today I'm going to tell you how to get student loans for people with bad credit. If you have bad credit, don't worry. There are still options available to you. Federal loans--the main one, Stafford loans--do not require a credit check prior to receiving them. In order to see if you qualify, you will want to complete a Free Application for Federal Student Loan. You can find this application at the www.fafsa.ed.gov website. You will need your most recent tax return as well as your parents' most recent tax return if you are a dependent student. You can also try and apply for alternative loans with private institutions. These are called unsecure loans, and they are quite a bit harder to get approval for these loans compared to the Stafford loans. If you have any other questions, please feel free to check out our website and www.argosy.edu."