What Is a Permanent Disability?

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A permanent disability is the loss of a body part, mental impairment or the loss of bodily functions that impairs a person from functioning normally. Find out how the scope of disability has been broadened with information from a licensed life and health insurance representative in this free video on disabilities.

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Video Transcript

This is John Pinelli, Financial Representative, talking to you today about permanent disability. A permanent disability could be loss of a limb, loss of body part, loss of bodily function. Any type of mental impairment. Anything that would prevent you from doing some activities of your daily life, such as learning and applying knowledge. Communication, self-care, mobility, things of this nature that a disability would prevent you from. The scope of disability has been broadened over the years as more possible forms of disability have been discovered, and the leniency of the term has been broadened quite a bit. So this could include, maybe not loss of a limb, but loss of use of a limb in specific cases, or inability to function the way that you normally would function. Or this potential disability would be on a permanent basis, affecting you, essentially, for the rest of your life. So this has been John Pinelli, Financial Representative, talking to you today about permanent disability.

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