How to File for Medical Disability

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File for medical disability by determining whether you qualify for SSDI or SSI coverage, gathering the basic paperwork and submitting paperwork and medical documentation to the Social Security Administration. Supplement disability payments with passive streams of income using advice from a licensed life and health insurance representative in this free video on insurance.

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Video Transcript

This is John Pinelli, Financial Representative, talking to you today about how to file a medical disability claim. Now medical disability is broken down....the claims can be broken down into two groups. You can file through the Social Security Administration under SSDI or under SSI. Now, for the SSDI you need to have contributed an amount to Social Security through a number of years worked before you're eligible to receive benefits from that. Otherwise, you would have to file for SSI. But, SSDI is something that does require that you have worked a certain amount and contributed a certain amount to Social Security over the course of your career. So the basic steps to follow for filing a claim would be to first determine whether or not you would need SSDI or SSI, and which you could qualify for. Then you would need to gather the information needed to apply, such as Social Security number, income, past jobs, coverage that you've had in the past, etcetera. Types of medical documents would need to be gathered. And then you would need to submit that to the Social Security Administration, who would be handling your claim for that money. And then, lastly, you can continue to work and to gain passive streams of income as long as it's less than fifteen hundred dollars a month. So you can still work to obtain some sort of income that could supplement this, while still obtaining disability income benefit through the Social Security Administration, through your SSDI or through your SSI. So this has been John Pinelli, Financial Representative, talking to you today about how to file a medical disability claim.

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