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Summary: Save money on life insurance by purchasing term life insurance, working with a broker who can provide quotes from different companies and making sure to understand the terms of the policy. Get life insurance coverage for a specific amount of time to save money with tips from a licensed life and health insurance representative in this free video on insurance.
John Pinelli is an insurance representative for Northwestern Mutual.read more
"Okay, this is John Pinelli, financial representative, talking with you today about how to save money on life insurance. Typically, the best way to save money on life insurance is to purchase term insurance. Term insurance covers you for a specified term, a period of time, and it covers you only during that period. So, if you were to pass during that period your family would receive proceeds. However, should you live past that period of time you are no longer covered, as you would be in a permanent or whole life policy. But, term insurance can provide a great deal of death benefit at a very reasonable price, and the best way to find out the cheapest and most affordable type of term insurance is to look at a broker who can offer you quotes from several different insurance companies. Remember that when you search for the cheapest you're not always getting the best, so make sure that you understand the terms of the policy, because those are essentially what regulates how the policy and payout will be defined, and whether or not you do get a payout. So, work with somebody who knows the different companies, knows the different rates, and is able to provide you with these rates, because they can potentially save you a lot of money. So, this has been John Pinelli, financial representative, talking with you today about how to save money on life insurance."
eHow Article: How to Save Money With Life insurance
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