How to Raise a Credit Score 200 Points

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Raising a credit score 200 points involves paying off all accrued debts, even if it means selling a car, boat or other large asset to get the debt down. Make sure everything on the credit report is accurate when attempting to raise a credit score with information from a financial manager and currency trader in this free video on finance.

Part of the Video Series: Credit Reports & Credit Scores
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Video Transcript

I'm Roger Groh. We're here today to talk about how to improve your credit score by 200 points. That's a lot for most of us. Well, there are a couple of easy steps you can take immediately to make that happen. Number one, payoff the debts you already have. Sound silly, might make, might mean selling that extra car you have; it might mean selling your boat and paying down the debt. But as you pay down the debt, that will help your credit score tremendously. The other thing would be, to remove yourself from a credit report in point of view with your husband or ex-husband. If you've been divorced and your exes tied your credit legally you can separate that. As long as you can prove where the income and the debts came from. You'll have to go through court to do that; but for 200 points, well, it's probably worth it. I'm Roger Groh. Those are two easy steps that you can take to improve your credit score immediately by 200 points.

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