About Consolidated Credit Union

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The three consolidated credit unions widely recognized in the credit reporting business are TransUnion, Experian and Equifax. Understand more about these reporting agencies, who provide on free credit report per year, with information from a financial manager and currency trader in this free video on finance.

Part of the Video Series: Credit Information & Tips
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Video Transcript

Hi I'm Roger Groh. We're here today to talk about consolidated credit unions. Really in the credit reporting businesses, there are three major companies. The three are viewed as the consolidated credit unions. The reason is that under the law you the borrower are entitled the one free credit report on yourself per year and if you go back to one of the big three, Transunion, Experian, and Equifax they will deliver to you a report that has their own data on you but also the data from the other two and it shows the number of loans that you have outstanding and whether you have made your payments on time. It is very helpful for knowing what you are going to be paying for loans in the future or in fact whether you can qualify for loans in the future. Anyway that is a little bit about consolidated credit unions and I'm Roger Groh.


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