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How to Dispute a Credit Card Charge
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To live more frugally and cut expenses, avoid buying luxury items, cut back on eating out, buy store brand… More
Living frugally is about much more than clipping coupons and looking for sales when shopping. In order to … More
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Cut back on spending because of economic recession by cutting out luxury items and extraneous purchases, a… More
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Summary: Cut back on spending because of economic recession by cutting out luxury items and extraneous purchases, and taking public transportation or riding a bicycle. Build an emergency fund to help with unexpected financial problems with help from a registered financial consultant in this free video on money management.
Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and...read more
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"This is financial adviser Patrick Munro talking about how to cutback on spending. Cutback on spending is a situation that individuals face usually in our recessionary economy. If you're working and your hours get cutback at work of course you have less income coming into your household. Many times your expenses are the same or in fact will rise. So it's important to have an emergency fund, always remember that. But if you don't have as much of an emergency fund as you could possibly have, it's important to cutback on spending. You can't cut back on food and the basic necessities of life, so the first thing to go are luxury items. Going to movies, extraneous purchases, luxury items that you would buy. These are the first ones to really feel the pinch in an economy. You may park your car and take public transportation or ride a bicycle if that's the case. These are green solutions but they involve very little in the area of spending money. People get very creative when they have to cutback on spending in a recessionary economy. You can challenge yourself to do so. But these are financial survival tips. This is Patrick Munro, financial adviser talking about how to cutback on spending."
eHow Article: How to Cut Back on Spending
Meet Mark P Cussen, CFP, CMFC eHow's Personal Finance Expert.
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