How to Buy insurance for a Pool Cleaning Business

Video Transcript

"How to get insurance for a pool cleaning business. First of all, if you're in the pool cleaning business, I suggest that the first place to start for insurance is to look at, maybe, an industry organization or association. Often there's insurance programs that are based through an industry association, so maybe it's the Pool Cleaners of America. I'm not familiar with the actual organization, but typically niche businesses like that will have insurance programs associated with them. After that, you can find out the company that it's written through, and I'd call your local independent agent who can often access that program as well. And that way you have a nice, local relationship that can take care of your needs when you have insurance needs, but that can also find a program that goes through your association. Typically a business like that though, yes, an association might be the way to start. A pool cleaning business, though, needs the same type of insurance any other business needs. You're going to need general liability insurance, you need property insurance for your equipment and possibly your location, and you'll need worker's compensation insurance for any employees."