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How Does an Insurance Company Set Reserves?
How Does Auto Insurance Work?
How to Get Cheap Car Insurance
How to Get Insurance to Do Remodeling Work
How to Get Insurance to Do Contracting Work
What Is Homeowners Insurance?
What Is Automobile Insurance?
What Is Automobile Liability Insurance?
How to Buy insurance for a Pool Cleaning Business
How to Become an Insurance Salesman
How to Sell Insurance
How to Work Internet Insurance Leads
What Is Liability Insurance?
How to Compare Motorcycle Insurance
Why Do Insurance Rates Vary?
About Motorcycle Insurance
About Car Insurance Quotes
About Car Insurance for Women
About Very Cheap Car Insurance
About Car Insurance Companies
Homeowners Insurance Training
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Summary: Doing remodeling work requires obtaining a general liability insurance policy, as well as worker's compensation insurance to cover employees. Find out how remodeling work insurance and worker's comp is based on payroll amounts with information from a licensed insurance salesperson in this free video on insurance.
Ned Leutz is a licensed insurance salesperson at Webber and Grinnell insurance in Northampton, Mass. He is licensed for auto, liability, homeowner's, commercial and property insurance....read more
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"How to get insurance to do remodeling work. Getting insurance to do remodeling work typically requires you to have a general liability policy as well as worker's compensation insurance. A general liability policy is going to cover you for any damage to the property you are working on. So if you are working in someone's home and you happen to knock down a wall that you weren't supposed to knock down or you start a fire and the house goes up in flames or you drop a hammer off the second floor on a kid walking home from school. It's going to cover you for those third-party actions while you're doing your work. Remodeling work insurance, same as contractor's insurance is going to be based typically off payroll. So it's going to be based off the owner of the company's payroll and any employee's payroll. And there's going be a rate assigned to that which will determine a given charge for how much the premium's going to cost you to get the insurance to do the remodeling work. Worker's compensation works similarly. If you have any employees, you need to purchase worker's compensation. Worker's compensation is also based on payroll times a rate and the rates are different in every state. And that's how you get about getting insurance to do remodeling work."
eHow Article: How to Get Insurance to Do Remodeling Work
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