Understanding Health Insurance

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Exploring Health Care Careers....5

To understand health insurance, learn about Medicare, Medicaid, HMOs and PPOs. Find out how health insurance and health coverage works for different individuals with information from a family doctor in this free video on health insurance.

Part of the Video Series: Medical Careers
Promoted By Zergnet


Video Transcript

Hello, my name is Dr. David Cathcart and I'm from Heartland Regional Medical Center in St. Joseph, Missouri. Health Insurance can get terribly confusing, but, several different broad categories are probably worth understanding. First, probably the most common one that we're, are most of us have at least heard about is Medicare and that's, that's for elderly people; sixty two or older and the government then basically subsidizes their health care by providing insurance for them. And then, there's Medicaid which is for those people that meet certain low income requirements and that, they could be insured. On the other end, there are what are referred to as HMOs and PPOs. HMOs was call a Health Maintenance Organization and actually in the early days of HMOs, they were started with the idea of trying to keep a person's health at certain level that in theory that would diminish or reduce the amount of health care cost that would be incurred later down the road. Thanks for taking this time to explore Medical careers with me. Again, I'm Dr. David Cathcart with Heartland Regional Medical Center in St. Joseph, Missouri.


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