How Does Workman's Comp Work?

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Workman's comp insurance works by paying for some percentage of lost earnings and unlimited medical care through an authorized health care provider. Do not allow the statute of limitations to run out before filing a workman's comp claim and consider information from a lawyer in this free video on workers' comp.

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Video Transcript

You have suffered an injury on the job and you've gone to the doctor and it looks like you are going to have some problems that are going to need treatment and you want to know how does worker's compensation work. Hello I'm Robert Todd and I'm here to answer the question how does worker's compensation work. The first thing you want to remember is that in all fifty states the worker's compensation law is different. So you want to check your particular state's laws to see how it works. But generally speaking worker's compensation is a no fault concept. That is unless you intentionally injured yourself you are covered. And what is covered mean. It means that you are probably entitled to some sort of indemnification to pay you some percentage of your lost earnings while you are seeking treatment. And you are also entitled to unlimited medical care, through authorized health care providers to provide you treatment for your injuries. Now this is not without complete limitation, that is to say if you let the statute of limitations run by going let's say a year or two years without any treatment or without receiving any indemnity benefits your right to claim worker's compensation will be extinguished as a matter of law. I'm Robert Todd and thank you for watching.

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