eHow launches Android app: Get the best of eHow on the go.
Summary: Checking someone's credit report can only legally be done by a valid business using the individual's social security number. As a business, check a client's credit report with advice from a registered financial consultant in this free video on money management.
Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and...read more
"This is financial adviser, Patrick Munro talking about how to check someone's credit report. The only way, the only legal way that an individual can check someone's credit report is if they're a business and someone is coming to you as a client. You as a valid business will have a relationship with a credit reporting bureau. And that credit reporting bureau, because you have paid them a fee, monthly, annually or otherwise, will allow you to look in to someone's credit. You must have that person's social security number, their address, and some identifiers that make them a unique individual. And then when you provide that information to your membership at the various reporting agencies of which there are three, TransUnion, Experian and Equifax, they will report back to on the status of that individual, by way of a score. It's a three digit number called a credit score. This is Patrick Munroe on the methodology used to check out someone's credit."
eHow Article: How to Check Someone's Credit Report
Meet Mark P Cussen, CFP, CMFC eHow's Personal Finance Expert.