How to Choose a Bank

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When choosing a bank, make sure they are easily accessible, have good hours of operation and offer a variety of services, and research their fees for opening an account there. Look into several different banks before making a decision, using to find a highly rated banking center, with advice from a registered financial consultant in this free video on money management.

Part of the Video Series: Money Management & Credit
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Video Transcript

This is financial advisor, Patrick Munro on how to choose a bank. A bank and how you work with one is a system of comfort, really. Make sure that you're familiar with the bank officers when you go in, that they have a wide variety of services that they can avail you of, and that their hours of operation are very similar to yours, and they're easily accessible. Make sure that the fees that are charged on your accounts are not too obtrusive, and make sure also that you're given an atm card, perhaps some credit cards as well that are offered from that bank all without fees or low fees going forward. This would be very good for you. Make sure that they are wanting to have your business and all levels of the structure all the way up to mortgages if that's the case, and also, make sure that their depository interest rates on cd's and such are competitive in the marketplace. You want to make sure that you're with a bank that's on the leading edge. If you're unsure you can contact, or your governmental reporting agency to find out the best bank for you. This is Patrick Munro to talk about how to choose a bank.


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