How to Apply for Credit Cards

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When applying for credit cards, be thorough and truthful when outlining personal assets and liabilities. Discover why it's important to be legible when applying for a credit card with help from a registered financial consultant in this free video on credit and personal finance.

Part of the Video Series: Credit & Personal Finance
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Video Transcript

This is financial adviser Patrick Munro talking about how to apply for credit cards. If you must apply for a credit card make sure you re very thorough on the credit card application in a legible format. Make sure that you are truthful with the assets and liabilities that you do have. Make sure that you fill out the form showing the amount of time in your residence. It should be over three years. The time on your job should be over two years and things of that nature. Make sure you sign the credit card application in a legible format and put all contact numbers that are available there as well should the credit card company want to call you for clarifying information. Make sure you don't apply for too many credit cards and find the card that you want with the lowest rate of interest as well. This is Patrick Munro talking about how to apply for credit cards.

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