How to Be a Smart Shopper

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Being a smart shopper is all about savings, comparing prices from competitors and visiting discount stores and clubs. Use existing coupons to get stores to match the rate of their competition with help from a registered financial consultant in this free video on credit and personal finance.

Part of the Video Series: Credit & Personal Finance
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This is financial adviser, Patrick Munro on how to be a smart shopper. In the world of consuming and consumerism in America it is sometimes not how much you make it is how much you save and being a smart shopping is all about savings. You want to make sure that you go into a store if you are looking for an electronics item for instance you would go to one store then another find out the best offer that is available and then compare. Really you can play one store off another if you have existing coupons. You can ask that store to meet or beat that price. Many times there are discount stores and discount clubs that you can belong to that will allow you to pay a lower price than retail on the particular item. One of the most notable of those is called Direct Buy and at Direct Buy you can go out to a retailer and find out what the exact retail price is and then go back to Direct Buy and be able to buy that same item wholesale from the manufacturer directly. Direct Buy of course would charge you a big fee to do that. Being a smart shopper it is also important not to spend too much money out of your overall household budget that would lower your credit score. So be mindful of that. Make sure you only buy what you need and always be mindful that you can be a smart shopper if you put the extra time into it. This is financial adviser, Patrick Munro.

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