How Do You Stop Credit Card Offers?

Series Summary

Finance, whether personal or corporate, refers to money management. By creating a personal budget and managing money, one can organize personal finances to avoid debt caused by frivolous spending. When a surplus of money is formed, investing is an option that makes money work harder. Investing varies from low-risk certificates of deposit to high-risk stocks. Being smart with money can create a healthy savings for the future or retirement. In this free video series on money management, a registered financial consultant explains credit cards, debts and bank accounts. Learn how savings accounts and checking accounts work. Find out how interest rates work and how debt consolidation works. Get information on consolidation loans, construction loans and credit reports. Improve money management skills by learning how the finance world works with information from these free videos.

Video Transcript

"This is financial advisor Patrick Munro talking about how to stop credit card offers. Credit card offers are coming in the mail very much to consumers nowadays to the point that they become a distraction. There are ways to stop credit card offers and the best way is to subscribe to an opt-out service. An opt-out service is similar to a do not call registry, whereby you can online put your information and credit card companies must not send you their offers once they ascribe to that list. There's normally a fee to get into an opt-out list and there are isolated experiences where you will receive a credit card offer that slips through. When you do, just pick up the phone and call their customer service line and make sure that you were a member of the opt-out list and that they should make note that they do not send you a credit card offer going forward. If you are committed to not receiving credit card offers, over a period of time you will stop receiving them. This is Patrick Munro talking about how to stop credit card offers."