International Travel Health & Accident Insurance when Traveling Abroad

"Hi! I’m Stephanie Phillips with expertvillage.com we’re going to talk about insurance. There are so many kinds when you’re traveling, the important thing is to make sure you’re covered just in case. Now if you’re talking about medical insurance the first thing you have to do is call whatever the carrier is that you currently get insurance from, see if you’re going to be covered for medical needs being addressed when you’re going to somewhere else in the world, is your medical coverage going to carry you? Other types of insurance would be do you need to have insurance incase you have to cancel? Be very careful some insurance premiums that you pay cover for cancellation for any reason, some only cover for cancellation for medical reasons. You get this kind of insurance, well any kind of insurance if you buy insurance for traveling this type of insurance or a type like it will cover you for things like baggage, medical, transportation if you need transportation, let’s say you become very ill and you need transportation to a hospital, you need to be brought back to the United States it can get very, very expensive. My own sister-in-law paid insurance just to go to Alaska to cover just in case, she had a heart attack during the trip the insurance covered her for everything her medical transportation, she got reimbursed for the part of the trip that she didn’t use and it covered for her medical expenses while she was there. They call it gambling I wouldn’t gamble with just in case it might not happen be prepared cover yourself make sure you’re taken care of."