Do You Need Cruise Vacation Insurance?

"Hello, my name is Frank Torres and I am here on behalf of Expert Village. This segment is all about cruise insurance. Cruise insurance is big business in a cruise industry. A lot of your cruise specialist are encouraged to sell it. Now, do you take it or not? I think that if you can afford it you definitely would take it. There is nothing worse than getting a phone call from a client saying they can't make their cruise, they had a death in their family or a child is sick, they have became injured and they loose all this money, all that money, possibly the thousands of dollars on a vacation they are never going to take. I am not trying to scare you here but, nothing breaks my heart than hearing that. I know if I was in their place, I would be feeling pretty bad. So if you can afford to get cruise insurance, definitely take it. Find out whether it covers pre-existing conditions and if it does, what those pre-existing conditions are? It takes you ten minutes to study your insurance, it could save you thousands of dollars down the road."