How to Get Low Insurance

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When it comes to insurance, you really get what you pay for. Learn how to get low insurance with help from an expert at Combs & Company in this free video clip.

Part of the Video Series: Insurance Questions Answered
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Video Transcript

Hi, my name is Susan Combs, and today we're going to talk about how to get low cost insurance. When it comes to insurance, you really get what you pay for. I mean it depends on what you're going to need. If you're talking in terms of health insurance, you know, it's, it's a scale. You're either going to pay out more in the premium, so that you pay out less when you go to the doctor or the hospital, or you're either going to pay a, a lower premium and you're going to pay out more when you go to the doctor or the hospital. So, the main thing you need to understand is how you utilize this insurance. When it comes to say business insurance, they're going to look at your credit, they're also going to look at your years of experience, they're going to look at sales and they're also going to look at you know, the square footage you're wanting to insure. So, keep all these factors in mind because if you have people that are highly inexperience working for you, that will affect your rates, just like if you have poor credit, the insurance company is going to look at you as a bad risk. So, if you have poor credit and you can look at repairing that by going through a credit counselor and then I would strongly suggest you do this because that's going to actually lower your insurance cost.

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