Define Warranty Insurance

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Warranty insurance is a type of insurance policy that you can purchase on a product. Define warranty insurance with help from a longtime member of the professional banking and insurance industries in this free video clip.

Part of the Video Series: Basic Insurance Advice
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Video Transcript

Hi, my name is Emmanuel Osuyah. I am principle at the Promise Insurance Group and I'm a certified insurance counselor. Let's talk about warranty insurance. A warranty is a type of insurance you can purchase for a product against damage or just in case it malfunctions and needs some type of repair. Some warranties may come with a deductible so please be careful to know if the warranty makes sense depending on the cost of the deductible. Many insurance companies may also have a warranty department and may provide you with a warranty. Personally I use Squaretrade.com. It's a website where you can have an account, purchase an electronic item say your phone, tablet or a laptop and you can just go on and add items as you purchase them. One key to remember when it comes to warranty is that a warranty will not replace an item if it's lost or stolen, it's only for damage or repair. I am Emmanuel Osuyah, and I thank you for watching.

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