Hi, I'm Dan Weedin, I'm a nationally-recognized insurance consultant. And today, we're going to talk about why you should carry comprehensive car insurance, maybe really more important, what are the advantages? Comprehensive car insurance covers your vehicle for damages that happen, other than being involve din a collision. There's a lot of things that entails, let's talk about the most important ones. First of all, glass breakage. If you're like me, there have been many times, you have been driving down the highway and a rock hits your windshield.And you've got a ding or a crack starts happening. That's dangerous, it also doesn't look very good. So, you need to go get that fixed, that's where comprehensive coverage comes into place. Now, comprehensive coverage does have a deductible and you need to be aware of that. I know that many companies, when it comes to glass breakage, if you just have a ding, may waive that deductible. So, get it fixed right way. So, that's number one, glass coverage is covered under comprehensive . Something else that's covered under comprehensive, is theft. If your car is stolen, comprehensive coverage again, with a deductible will pick that up. A lot of times, people, after the car has been paid off, they no longer want to pay comprehensive, because they're not required to, by the bank anymore. Problem is, that if the car gets stolen, you're out of everything and so, theft is another important coverage. Ironically, I just told you that collision isn't covered and it's not under comprehensive. However, if you collide with an animal, for some reason that has been deemed a comprehensive coverage. So, hitting a deer, having a bird hit your windshield, something like that. If it's animal related, if it's an animal related collision, you've got comprehensive coverage in place for that. And the bottom line is, think of anything that happens to your car where it's damaged. A car dig, somebody opens up their car against yours, glass breakage, you know, those types of things, a rock hitting your vehicle, vandalism. Anything that involves a non-collision or damage happens to your car, that's where comprehensive comes in. And usually it's a fairly minor deductible, I recommend somewhere around a hundred dollars that you self-fund out of that. And then, the comprehensive coverage is fairly inexpensive, but could be very important to you at the time that your car gets damaged. Again, I'm Dan Weedin, that's a little bit about comprehensive coverage and why it's important to you. Thanks for watching.