How to Save on Home Insurance

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What Facts Do Insurance Companies Base Their Rates Upon?....5

Saving money on home insurance is something you can do by taking advantage of a few different aspects of the way these types of policies work. Save on home insurance with help from an insurance professional in this free video clip.

Part of the Video Series: Insurance Questions
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Video Transcript

I'm Brian Rauber with the Rauber Insurance Agency. Today's topic is the role of the claims representative. The claims rep is an employee of the insurance carrier reviewing the claim. It's their job to investigate the loss. The claims rep will interview claimants and witnesses, they will also consult with police and hospital records. To determine if the insurance carrier is liable for the claim. They will then, review the policy to determine if the expenses should be covered. And ultimately, it is the claims representative who will approve or deny the claim. I'm Brian Rauber, thanks for watching.

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