Difference Between Comprehensive & Collision Auto Insurance Claims

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Comprehensive and collision auto insurance claims are typically handled in two different ways. Learn the difference between comprehensive and collision auto insurance claims with help from an insurance professional in this free video clip.

Part of the Video Series: Insurance Questions
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Video Transcript

Hi, I'm Brian Rauber with the Rauber Insurance Agency. Today's topic is the difference between comprehensive and collision claims. Collision insurance covers your vehicle in the event of a collision with other objects on the road or other vehicles. Comprehensive insurance covers for everything else that's not a collision, with the one exception of hitting an animal. Theft, vandalism, fire, and weather-related claims are also considered comprehensive claims. Neither comp nor collision is required by state law like liability insurance. However, your lean holder may require that you carry full coverage, which consists of both, comp and collision. Thanks for watching.


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