How to Switch Car Insurance

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Switching car insurance is something you have to do in a very particular way to prevent any lapse in coverage. Switch car insurance with help from a media buyer for Freeway Insurance in this free video clip.

Part of the Video Series: Car Insurance FAQs
Promoted By Zergnet


Video Transcript

Hi. My name is Mario Raez with Freeway Insurance, and today we're going to be talking about how to switch car insurance. Switching car insurance is very easy, once you've found the best rate. What you want to do is go ahead and purchase your new policy. When you go into the office the agent will go ahead and give you a declarations page which is your coverage for the new policy that you're purchasing. Then you're going to want to cancel the policy that you had previously that you want to make sure that you have your new policy in effect. Canceling the old policy must be done in written form. And always keep a record for yourself. And you're going to want to cancel the policy from the date that your new policy starts. Keep in mind that if you've paid in full for your policy, lets say for example you've paid 6 months up front for your policy and you're canceling after 3 months. You are entitled to a refund. So the written form must be faxed to your old company as soon as possible so that way they can go ahead and get a check out to you as quickly as possible. Refunds usually take about 2 to 3 weeks. And keep in mind that the insurance company cannot keep this money. Although they will deduct any policy or cancellation fees if your old company does charge those. Switching car insurance can be very easy. Just follow these steps of cancelling your policy in written form and making sure that your new policy is in effect before you cancel your old policy. This is Mario Raez with Freeway Insurance.


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