How to Find the Lowest Car Insurance Rates For Safe Drivers

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Finding the lowest car insurance rates for safe drivers may be difficult, but it certainly isn't impossible. Find the lowest car insurance rates for safe drivers with help from an independent insurance agent and small business owner in this free video clip.

Part of the Video Series: Auto Insurance
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Video Transcript

Hi, this is Melissa Morley, with All Seasons insurance, and today we're talking about how do you find the lowest insurance rates for safe drivers? All insurance companies want to insure safe drivers. Safe drivers are drivers that have had no activity for tickets or accidents, and some companies go back as far as five years. If you and the rest of the drivers on your policy fit into this category, it might be a really good time for you to go shopping. First, what I'd like you to do is to take a piece of paper and pull out your policy that you have now. I'd like you to write down what you have, and then maybe talk to your agent or broker and see if it's time to make some changes. Maybe you want lower deductibles on your comprehensive, so you can have glass damage coverage. Maybe add towing, or, even rental insurance if you don't have rental insurance and you crash your car, you're gonna have a tough time getting to work. And because you are the consumer that the insurance companies are looking for because you're a safe driver and if you have good credit, the likelihood of finding an exception deal in insurance is pretty high. So, write down your coverages that you want, and call up a broker, someone that has more than 10 companies, or go online, or call up the captive agents, but it's time to go shopping and compare, because with your driving history, their gonna give you some pretty good rates. This is Melissa Morley with All Seasons insurance, and today we've been talking about how you can compare rates if you're a good driver. Thank you.

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