How to Get Short-Term Health Insurance Immediately

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You don't have to go through a long waiting period before you can get short term health insurance. Learn how to get short term health insurance immediately with help from a licensed health and life insurance agent in this free video clip.

Part of the Video Series: Health & Travel Insurance
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Video Transcript

Hello, my name is Adam Bates and I'm with Insurance Services of America. Today, I'm going to talk about how you can find and purchase short term medical insurance immediately. If you have just lost your job or may be unemployed or have graduated from college, you are probably needing health insurance. Well short term medical insurance is easy to purchase and in most cases can begin the following day. The benefits of short term medical insurance are they provide temporary health insurance for major medical expenses if you are hospitalized, if you had to see a doctor due to an illness or an accident and of course if you needed surgery. The insurance doesn't cover pre-existing medical conditions, preventative care or if you travel abroad. You can find short term medical insurance on line. You would search for short term health insurance, short term medical or temporary insurance. Finding an agent that offers multiple short term health insurance policies is advised. They can give you different rates based on your age and your needs as well as provide you quotes and provide your policy and ID card. If you find a local agent, make sure that local agent knows that you need insurance immediately. They'll need to fax in your application or if they mail it in, make sure they mail it in with a stamp because it does need a post mark date in order for the insurance to honor a next day effective date. My name is Adam Bates, and I'm with Insurance Services of America.

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