How to Find Lost Life Insurance Policies

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Finding lost life insurance policies, especially after the death of a loved one, is sometimes easier said than done. Find lost life insurance policies with help from a financial industry expert in this free video clip.

Part of the Video Series: Life Insurance Lessons
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Video Transcript

Hi. I'm Phil Cioppa, host of the nationally syndicated talk show, "The Phil Chioppa Show." What happens if you lose your policy? What happens if something is indeed going on in your family where there's been a death? You can't find the life insurance policy or you're cleaning house, you wanted to make sure all your papers are in order, and you can't find the life insurance policy. Don't fret. It is not the end of the world. Either call the person who sold you the policy or more than likely, go back in your checkbook and see who you have been paying and then call that company. If you have a lost policy, they will replace it for you. It's one of the obligations that they have to you. If all is lost and you can't ever remember the policy, you can't remember the company you had it with, there is a clearing house through your insurance department at the state level where they can go and help seek that policy for you. But more than likely, even though you lost it, there is going to be a way to find it later by looking under that book that's on your shelf or just by calling the company and saying, "Hey, I've lost my policy. Would you please send me another one?" It's not a big deal. It does happen. Things do go on. So if it does happen to you, please do not get overly concerned. Just call your company and they'll replace it for you and they will help you every step of the way. Thank you.


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