About Life & Health Insurance Exams

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Life and health insurance exams are often necessary before a purchaser can get a policy taken in their name. Learn about life and health insurance exams with help from a financial industry expert in this free video clip.

Part of the Video Series: Life Insurance Lessons
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Video Transcript

Hi, my name is Phil Cioppa, and I'm the host of the nationally syndicated radio talk program, "The Phil Cioppa Show." Today, the question comes to us about health and life insurance exams. Now, basically what we're talking about is somebody who's interested in becoming an agent, somebody who has interest in really providing great benefit for other people. What happens when you take these exams? Well, you need to study for them, every state department has an insurance commissioner that sets the standards for those people who are agents in his or her state. And then, once receiving that exam passing, then you are able to usually have a reciprocal license in another state. But in order to pass these exams, it's not that it's nuclear science. But you do have to study, because life insurance and health insurance have a lot of caveats. Especially, health insurance, in this day and age, and with the emergence of possible Obama Care. So, we need to be very careful when we're studying. And in addition to this, what also you'll need, is at least, what we call a Series Six or a series Seven. That'll allow you to sell variable products like variable annuities or variable life insurance. So, in order to become a life and health professional and in order to look at these exams. What you're going to want to do, is take this career to heart, make sure that you want to be part of a helping profession. And as you do that, know that you're going to have to study, it doesn't come easy, but it is extremely doable. If anybody is an example, being able to pass, believe me, it's me. Thank you very much.


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