How to Understand Business Insurance

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What Are the Different Types of Business Insurance?....5

Business insurance is a very big, broad topic with a lot of intricate parts and areas. Understand business insurance with help from a public insurance adjuster in this free video clip.

Part of the Video Series: Home & Business Insurance
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Video Transcript

Hi, I'm Dan Odess. I'm a Public Insurance Adjuster; I'm here to talk to you about how to understand business insurance. It's a very big, big topic, but as an overview, what I like to talk to you about is some of the different types of coverages that you can look at inside your policy to make sure that you're adequately covered in the event of a loss. One of the things that you might want to take into consideration is your business personal property, whether or not you're a property owner and also running the business or your business is owning property. Business personal property would be on the things, the betterment, its improvements and the aesthetic things on the interior of the building where they might be also coverage of 42 for the actual building itself. In the event that you are a lessee and you have a net net, net, net lease, you'll also want coverage for that building too. Some of the other things that you want to take into consideration is extra expense and business income. Extra expense and business income, while they are two separate, two separate topics, business income and extra expense sometimes are lump together. If you're an art collector and you bring that art with you to your building, you're going to might want to make sure that that artwork falls under separate coverage in that same policy. This is Dan for eHow, thanks for watching.

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