About Workers' Compensation Insurance

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Worker's compensation insurance is required in just about every state for every company. Learn about the basics of worker's compensation insurance with help from a longtime insurance professional in this free video clip.

Part of the Video Series: Insurance FAQs
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Video Transcript

Hi, this is Tony Chimino. I'm the CEO of Assurance, explaining to you today about worker's compensation insurance. Worker's compensation insurance is an insurance product that's required in just about every state for every company. And what it does is it's insurance that covers an employee if they're injured on the job. Now, worker's compensation insurance covers four main things. First, it will cover the medical insurance cost of the claim that employee has. Secondly, it will cover their lost payroll that employee suffers by being injured. Third, it will pay for the person's rehabilitation. And finally, in the unfortunate situation where an employee's killed on the job, worker's compensation pays survivorship benefits to their estate. This is Tony Chimino explaining to you a little bit about worker's compensation insurance.

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