Life Insurance Benefits

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Life insurance has a number of different short-term and long-term benefits. Find out about life insurance benefits with help from a member of the California Department of Insurance Curriculum Board and insurance professional in this free video clip.

Part of the Video Series: Life Insurance & More
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Video Transcript

Hi, I'm Tony Steuer, the Life Insurance Sage, and this is my tip on life insurance benefits. The benefits of life insurance are many. The short-term benefits of life insurance are that it provides a pool of money for your loved ones to take care of continued expenses, and immediate expenses such as final expenses - funerals, anything else that's need to clear up your final affairs, or to provide for your family's continued staying in the same home they've always lived in, keeping your children in the same school, and providing for their future education or future needs. Some life insurance policies also provide a cash value, which can be beneficial to you as well. Life insurance is one of the few financial tools that provides you an amazing amount of leverage in terms of the ratio of premiums paid to the benefits received. I'm Tony Steuer, the Life Insurance Sage. Thank you for watching.

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