What Is Personal Injury Liability Insurance?

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Personal injury liability insurance can be used in a few different ways. Get the facts about personal injury liability insurance with help from a dedicated insurance professional in this free video clip.

Part of the Video Series: Insurance Help
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Video Transcript

Hi, my name is Doug Levi. I'm principal agent and owner of Strategic Insurance Services and today I'm going to talk to you about; what is Personal Injury Insurance? Really two things I want to talk to you about. The first is, personal injury, depending on how it's used, can be libel and slander. So what does that mean? Well, let's say for example I'm a business owner and I get into a dispute with another business owner and they start saying things to me, and I start saying things back to them and all of a sudden I get slapped with a lawsuit from this other business owner. Who says, well you said and called me such and such and the big thing right now, as we all know, is we live in a day and age of social media. So maybe I posted something on my website or a blog. This isn't me personally obviously but I'm setting an example out there. So, that's one thing that personal injury could be. The other thing that it could be, depending again on how it's used, is did I get hurt? Typically in an accident. That's what most people think of it as. So let's say I'm in an auto accident, the other person's clearly at fault and I'm injured. That personal injury is what's happened to me. I obviously might have damages, I might have claims, I might have medical bills and that's what personal injury is there. So there's really two areas that it's broken down to. This has been, what is Personal Injury Insurance? My name is Doug Levi, I'm with Strategic Insurance Services. You can get more information about personal injury and other insurance topics on our website at tampabayinsurance.net

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