eHow launches Android app: Get the best of eHow on the go.
Vehicle insurance requirements vary from state to state. Some requirements are needed to register your vehicle. Not having the vehicle insurance required can cost you your license to drive legally in the state. Some vehicle insurance requirements are ordered by the lease or finance company. The reason insurance is required is to... more »
Whether you have been involved in an accident with someone or just want to play the nosy neighbor, insurance data is public information. Each state requires drivers to have a minimum amount of auto insurance. Here's how you can find out if someone's car is insured or not. more »
Traffic school is an option offered by many states to motorists who have committed a minor traffic violation. The purpose is to promote safe, defensive driving techniques rather than to assess points on your driving record. more »
With rising gas prices it is becoming more expensive to own and operate a vehicle. While car owners may not be able to do anything about the rising gas prices, they can take a good look at their auto insurance policy to shave a few dollars here and there to reduce the cost of the auto premium. more »
If you have received a reckless driving ticket, you need to take it very seriously and act quickly. Some states consider reckless driving a criminal offense with penalties similar to receiving a ticket for drinking and then driving. Penalties may include a suspended license for up to six months, jail time, thousands of dollars in... more »
There are many factors to consider when you apply for automobile insurance. The insurance company also will review several factors before it makes... more »
If you're in a serious auto accident, you may be footing the bill for several weeks of rental car payments. Whether your car is being repaired or... more »
If you've been in an accident, your insurance company--or the insurance of the other motorist--might decide to write your car off as a total loss.... more »
Drivers pay for car insurance with the assumption that, if something should happen to the car, the insurance company will help them pay for it.... more »
Paying for auto insurance can seem meaningless to a good driver. Why should you give money to someone else for driving a vehicle they didn't pay... more »
Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
Public policy
In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly.( where there is a blame there is a claim!)
A 1994 study by Jeremy Jackson and Roger Blackman showed, consistent with the risk homeostasis theory, that increased accident costs caused large and significant reductions in accident frequencies.
Australia
In South Australia, Third Party Personal insurance from the Motor Accident Commission is included in the licence registration fee for people over 16. A similar scheme applies in Western Australia.
In Victoria, Third Party Personal insurance from the Transport Accident Commission is similarly included, through a levy, in the vehicle registration fee.
In New South Wales, Compulsory Third Party Insurance (commonly known as CTP Insurance) is a mandatory requirement and each individual car must be insured or the vehicle will not be considered legal. Therefore, a motorist cannot drive the vehicle until it is insured. A Green Slip, another name CTP Insurance is commonly known by due to the colour of the pages the form is printed on, must be obtained through one of the seven main insurers in New South Wales.
In Queensland, CTP is a mandatory part of registration for a vehicle. There is choice of insurer but price is government controlled in a tight band.
These state based third party insurance schemes usually cover only personal injury liability. Comprehensive vehicle insurance is sold separately to cover property damage and cover read more at » http://en.wikipedia.org/wiki/Vehicle+insurance
Connect with people who share your interest by joining one of our Groups:
How to Time Sex Right so You Can Get Pregnant
Polaroid Camera History
Introduction to Skydiving Techniques & Free Flying Positions
How to Get Fired Gracefully
How to Stop a Shopaholic
How to Feed Your Neighbor
Info on Caribbean Vacations
Copyright © 1999-2009 eHow, Inc. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy Policy. en-US Portions of this page are modifications based on work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
