by Lindsay Morris, eHow editor
A credit crunch for debt-heavy businesses means job cuts and reduced capital spending. Cut your losses and heed eHow's expert tips to managing capital structure, consolidating loans and obtaining necessary IRS tax debt relief.
Filing Chapter 11 or 13 bankruptcy can give your business a second chance and help you avoid liquidation. With both types of bankruptcy, it's necessary to restructure your Read More
Many feel that buying a business is less risky than starting a business from scratch. What about buying a business with debt? Buying a business is only less risky because Read More
Commercial bankruptcy can have several outcomes. However, a redistribution of debt is often the best solution, since it allows the business to continue running. For this Read More
Most debt management programs (DMPs) were created in response to the new bankruptcy laws in 2005. Since then, many DMPs have gone out of business due to poor management or Read More
Debt plagues millions of Americans. Just as damaging is choosing the wrong method to mangage debt you can't pay on your own. Use these steps to determine whether you should Read More
A capital structure is defined as a mix of a company’s long-term debt, short term debt, common equity and preferred equity. A company must know how to successfully Read More
Working capital is the money allotted for day to operations and any debt that your company possesses. This article will show you how manage your money in order to avoid Read More
Capital structure refers to the sources of your company's financing. Some of the money that keeps your business afloat may have come from loans from the bank, some may have Read More
Working Capital Management is as important as pooling together the financial resources to invest into a particular business. The first rule of thumb is to understand and Read More
Here we will focus on the conversion of raw materials into finished goods, also known as working capital. Working capital also refers to the amount of day-to-day operating Read More
For many Americans reducing their debt is one of the top five priorities they have to improve their life. This has become a top priority because many of them find Read More
Having too many loans, bills and credit cards can hinder the success of any business; it may be wise to consolidate all the debts and send out only one collective payment Read More
Commercial debt consolidation loans allow a businesses to consolidate all of their business loans into one lump sum to reduce the interest rates they pay. In some cases the Read More
Carrying a lot of debt can ruin a credit rating. Once debt gets out of control, there are a number of ways to settle it and create a better financial outlook for the Read More
Getting out of your debt can be very difficult if you have no self-control in your own spending. Our credit cards are just too easy to swipe and sometimes we forget to Read More
Debt settlement allows you to reduce the balance of a debt by as much as 60 percent. On the face of it, debt settlement sounds like a fairly easy way to resolve Read More
Everything is automated these days and there's no reason for you not to turn your business budget over to a budgeting software program. When you're choosing a budgeting Read More
Credit monitoring has become more and more popular as identity theft occurrences increase. While you can perform you own credit monitoring, it can be time consuming. The Read More
If you're one of those unfortunate individuals inundated by debt counseling commercials each time you sit down to watch TV, you are probably apt to believe the hype that Read More
IRS tax debt relief has many different faces. Each method of reprieve comes varies based on certain variables such as amount owed, current financial stats and fines as a Read More
A secured loan generally means you put something down for collateral on the loan. To find debt relief on a secured loan and get the collateral off the chopping block, there Read More
Companies take a chance on consumers. When credit is extended to anyone, there's some level of risk involved. Hopefully, for most companies, the risk is minimal. Read More
A call from a bill collector isn't fun for anyone. The company making the call is faced with as serious a challenge as the consumer. The organization must determine when to Read More
The Small Business Administration (SBA) helps business owners obtain disaster relief. Once the government announces your location is in a disaster area, they offer economic Read More
Chapter 7 bankruptcy allows a business to sell all of its assets to pay off outstanding debts. Liquidation can remove the business from debt, but this is often the Read More
Chapter 11 bankruptcy can give your business temporary protection from your creditors while the courts try to restructure your business debt. The process used to file Read More
Chapter 13 bankruptcy is one way to restructure your business debt and temporarily stop creditors from hassling you or forcing the courts to sell your assets. You can't Read More
Just like individuals, businesses fall victim to financial difficulty. If you feel bankruptcy is the only option for your business, these suggestions can help guide you Read More
Consider debt relief options
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