by Lindsay Morris, eHow editor
Smarten Your Borrowing
Don't let an ailing economy stand in between you and your dream home, car, college or wedding. Apply for a personal loan. Here, eHow reveals expert tips for securing financing, examining the fine-print and consolidating debt.
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How to Prepare For a Loan AppointmentYou have decided you need a loan, whether it is a personal loan, a loan for a car or a loan to consolidate your bills. You now need to go into a loan appointment looking ...More |
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How to Qualify for Mortgage LoanEmployment and credit history are the main factors in determining mortgage loan amount. Learn how to qualify for a mortgage in this free personal finance video from a loan ...More |
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How to Get Private Money to BorrowYou can find private money to borrow through friends and family, but the relationship may never be the same even if you pay it all back. A better option might include ...More |
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How to Get Wedding LoansPersonal wedding loans can make up the difference between expenses and your cash on hand when paying for a wedding. Many couples expect to pay off their wedding loans soon ...More |
How to Apply for Personal LoansIf you need money for anything from debt consolidation to a new car, you can apply for personal loans to cover the amount of money you need. For most loan types, you'll ...More |
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How to Get a Personal Bank LoanA personal bank loan generally takes one of two forms: unsecured and secured. An unsecured personal bank loan is given without collateral at a higher interest rate, and a ...More |
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How to Get a Secured Personal LoanAvailable through regular banks, specialized financial institutions and online lenders, a secured personal loan is one in which the borrower offers collateral to the lender ...More |
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How to Get No Credit Check LoansNo credit check loans may help those deeply in debt pay off their higher interest debts or consolidate their loans at lower rates. However, it's important not to live off ...More |
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How to Get Short Term Collateral LoansUnfortunately there are times when we need money in a hurry. When your bank account is dry and your family and friends can't loan you the cash, your best bet is a short ...More |
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How to Get a Bank-Issued Payday LoanMost banks and lending institutions will not participate or issue payday loans. A payday loan, also known as a paycheck advance, payday advance or cash advance, is a small, ...More |
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How to Draw up a Loan Agreement That Includes Amount, Interest and Monthly Payment ScheduleThis article covers the basics of drawing up a promissory note. If you are a mentally competent adult over the age of 18, you can enter into such an agreement. The lender ...More |
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Tips on Interest Only House LoansUnderstanding mortgage graphs and interest only house loans is important when buying a house. See why in this free video on real estate and bank loans. ...More |
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What Are Government Loans?Understanding mortgage graphs and government loans is important when buying a house. See why in this free video on real estate and bank loans. ...More |
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Tips on Adjustable Home LoansUnderstanding mortgage graphs and adjustable home loans is important when buying a house. See why in this free video on real estate and bank loans. ...More |
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Tips on Government LoansUnderstanding mortgage graphs and government loans is important when buying a house. See why in this free video on real estate and bank loans. ...More |
How to Compare Personal LoansIf you're considering borrowing money from a financial institution, it's imperative that you have the knowledge needed to compare and weigh the various offers you'll ...More |
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How Banks make Money on LoansBanking secrets! Learn how banks make money from loans and how banks work in this free video on insider banking and finance advice. ...More |
How to Choose an Interest Rate for a Personal LoanA personal loan is an unsecured loan that may be funded by private investors, banks or family members. If you have weighed the pros and cons and have decided to fund a ...More |
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How to Calculate Payments on a Personal LoanIf you're thinking about getting a personal loan, the first thing you should do is figure out if you can afford the monthly payments. Lenders calculate the interest on ...More |
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How to Calculate the Term of a LoanIt is fairly easy to determine the term or length of a loan until it is paid off in full, along with how to determine the cost for other factors, such as the amount of ...More |
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How to Get Debt Consolidation Loans which Can Offer Debt ReliefDebt consolidation would enable you to take out one loan to pay off many others to give you relief. This is done often so you can secure a fixed interest rate, secure a ...More |
How to Consolidate LoansConsolidating a loan means combining all your high interest rate loans and credit card debt into a single low-interest rate loan. These steps allow you to combine all ...More |
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How to Consolidate Student LoansIf you're out of college and having trouble handling your debt, you might want to consider consolidating your loans. This is a common problem for college graduates, but ...More |
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How to Determine if Consolidated Student Loans Can Be DeferredFew people can pay for their education without obtaining student loans. While students usually need loans to help pay for a college education, eventually they need to pay ...More |
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How to Consolidate Car LoansIf you have more than one car loan you may want to consider consolidation. Consolidation allows both cars to be on the same loan with one interest payment. That alone could ...More |
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How to Consolidate Secured DebtGetting out of debt isn’t easy. For this reason, many people consider a secured debt consolidation loan. Consolidations are beneficial because they combine all your ...More |
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How to Consolidate Payday LoansTaking out a payday loan may help you take care of an urgent situation. However, if you take out multiple loans at the same, it could become unmanageable. The good news is ...More |
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How to Consolidate Debt With One Big LoanDebt consolidation is a popular option for consumers who are saddled with unusually large amounts of debt. The usual source for this debt consolidation loan is through a ...More |
How to Consolidate DebtsThough not an ideal solution, debt consolidation can provide some immediate relief from high-interest loans and debts. Choose consolidation loans carefully, and consult ...More |
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How to Compare Debt Consolidation vs. Debt SettlementDebt plagues millions of Americans. Just as damaging is choosing the wrong method to mangage debt you can't pay on your own. Use these steps to determine whether you should ...More |
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