Guide to Loans

by eHow Editors

Don't get caught unprepared

Whether you're trying to start a business or finance a home, a loan is usually the first step in the transaction. Let our guide walk you through the process of applying, negotiating and paying off your loan.

Different Types of Loans

  • How to File for a Business Loan

    Money to start a business can come from a variety of sources. Most require you to provide a thorough financial profile. Read More

  • How to Get a Home Loan

    Securing a home loan is the most important step in the home-buying process. Here are the basics for getting your financing. Read More

  • How to Apply for a Student Loan

    Student loans are vital resources that help pay for college. The application process for financial aid is not intended to be difficult but can still be overwhelming at Read More

  • How to Obtain a Car Loan

    Borrowing money to buy a car isn't hard if you have two things - sufficient income and a good credit rating. Read More

  • How to Get a Used Car Loan

    Buying a used car can be a great way to save money on your vehicle. In order to be sure that you're getting a car that will last, you need to do a bit more research when Read More

  • How to Apply for a 401k Loan

    Although you have invested in a pension plan, you may find yourself in need of that money before your retirement. Many retirement plans (but not all) allow for a loan Read More

  • How to Pick a Mortgage Loan

    There are literally hundreds of types of mortgage loan programs. Mortgage loans are available for almost every scenario you can think of. You never really know what your Read More

  • How to Get a Payday Loan

    A payday loan can help you make ends meet until your next paycheck. The interest rates can be high, but that may be a small fee to pay compared to falling behind on your Read More

  • How to Qualify for a Mortgage Loan

    The mortgage lending process can be complex. The steps you take to position yourself to qualify for a mortgage loan are critical. You can put yourself in a position to Read More

Maintaining and Paying for a Loan

  • How to Consolidate Loans

    Consolidating a loan means combining all your high interest rate loans and credit card debt into a single low-interest rate loan. These steps allow you to combine all Read More

  • How to Consolidate Student Loans

    If you're out of college and having trouble handling your debt, you might want to consider consolidating your loans. This is a common problem for college graduates, but Read More

  • How to Renegotiate a Loan

    There will always be unforeseen events in our lives that cause us to make choices we didn't think we would be faced with. The most confusing choices are often related to Read More

  • How to Pay Student Loans Online

    Now that your degree has led you to a job that allows you to afford expensive computer equipment, it's time to pay your student-loan bills online. Read More

  • How to Negotiate a Loan Modification

    Hard financial times can cause unanticipated challenges in paying a mortgage. It is possible to contact a lender to apply for a loan modification to change the term, rate Read More

  • How to Get a Loan With a Bad Credit Score

    There are many credit companies that make loans available to people with bad credit scores. Even if you have a bankruptcy on your record, it's still possible to get a loan. Read More

  • How to Pay Back a Loan From a 401k

    If you need to borrow money from your 401k plan, employers frequently offer loan programs that allow you to borrow money at an interest rate similar to what the money is Read More

  • How to Do a Short Sale

    A short sale in real estate occurs when the outstanding obligations (loans) against a property are greater than what the property can be sold for. Short sales are a way for Read More

  • How to Pay Off a Payday Loan

    When you are short on money and it is almost payday, you may decide to get a payday loan. However, you must be aware that it is an extremely expensive thing to do. Payday Read More

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Don't get caught unprepared

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