Comments on: How to Rent Despite Bad Credit

on 11/17/2008 For those of you who are like me and cant get into an apartment due to poor credit, check out this company. They offer to co-sign on your lease for a year for a monthly fee. Once the year is up, if all payments have been made accordingly, they release the fee and you can then negotiate a normal lease with your landlord. It sounds good and I am going to check it out myself.
http://www.wecosign.com/index.html

on 11/17/2008 Please check out this alternative: http://www.wecosign.com/index.html. They will co-sign on your lease for a monthly fee for a year. If you have made good payments for that year, the service releases you and you negotiate a normal lease.

on 5/18/2007 thank you all for your wonderful suggestions!!!! : )

Lisa

on 8/8/2006 When I was younger, I was totally irresponsible. Now that I have age on me, I have noticed I pay bills on time and my rent is paid on the first day of the month and mailed immediately! So, be sure and tell the landlords that you were irresponsible back then but you have made major progress in your life.

on 7/13/2006 If you have a little money in the bank and can pay in full for a 6 month lease (or almost pay in full) you can usually get yourself into an apartment.

on 11/22/2005 I experienced the doors closing in my face, due to past experiences, which resulted in bad credit. However, I never gave up hope. There is a company in the Washington, D.C. Metro area that specializes in assisting families with bad credit or bad rental history in securing and sustaining quality affordable housing. It is called Alternative Housing Solutions. They are registered with the Better Business Bureau and the Founder and President actually experienced homelessness for 2 1/2 years as a single mother. You can visit them at www.ahsmd.com.

I hope this can help your Readers. The office recently relocated to Silver Spring, Maryland - Contact: 301-576-1005.

on 11/22/2005 If you have poor credit, avoid rentals that are managed by real estate agents. Look for rentals offered by the actual owner. In my experience, landlords who own only one or a few properties rarely run credit checks.

on 11/22/2005 Why not provide references from previous landlords? If they're not on your credit report, but you had a good rental history, this might make a big difference in whether prospective landlords will rent to you.

on 11/22/2005 In addition to a typed explanation attached to your copy of the credit report, have your payroll or personnel office type a letter verifying length of employment and wages and a contact name and number to verify by phone.