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Comments on How to Get a Lower Interest Rate on a Credit Card

  • edithkclark Nov 14, 2008
    ok am on this site so how do I lower the rates, This didnt help me.
  • edithkclark Nov 14, 2008
    ok am on this site so how do I lower the rates, This didnt help me.
  • edithkclark Nov 14, 2008
    I called ask for my rate to be lowered for almost a year now this bank will not work with you. I talked with everyone, they sent me a new card and when I went to transfer the balance to the new card they said they cant do that but they sure can give you a new card. Barclays Bank is a rip off.
  • edithkclark Nov 14, 2008
    I called ask for my rate to be lowered for almost a year now this bank will not work with you. I talked with everyone, they sent me a new card and when I went to transfer the balance to the new card they said they cant do that but they sure can give you a new card. Barclays Bank is a rip off.
  • Shari L Nov 10, 2008
    Be careful about allowing too many creditor inquiries to your credit history as this can result in the lowering of your credit score! Each time you ask for a credit account, your credit history is being checked.
  • dawnb1469 Nov 08, 2007
    my credit card company has raised my interest rate so high that it will be impossilble to ever pay it down .i have lots of credit because of my spotless payment history.and i use my credit for business purposses.but im scared that they will force me into ruining my credit .with their outrages interest rates. i have called them told them ask them why they would do such a thing to a good customer. they say your debt is to high your a risk my score 693 average risk . is there anything i can do
  • Jun 30, 2006
    I had a decent sized balance on one of my credit cards. I paid it off in one big payment. The next statement sent to me for the card informed me that I was being given a lower interest rate. I suppose they thought I was trying to get rid of the card and wanted to talk me out of it.
  • Nov 22, 2005
    When requesting card cancelation, I have been offered much lower rates and very low transfer rates with no fees to keep me as a cardholder.
  • Nov 22, 2005
    When requesting card cancelation, I have been offered much lower rates and very low transfer rates with no fees to keep me as a cardholder.

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